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How to Use Insurance Benefits for Orthodontics

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How to Use Insurance Benefits for Orthodontics
How to use insurance benefits for orthodontics

Knowing your orthodontic benefit options is usually more challenging to understand than regular medical and dental benefits. Many organizations have one open enrollment period when their employees get the option to change or add medical and dental coverage.

At SP Orthodontics, our team wants to provide you with a few tips to help you use insurance benefits for orthodontics in Matthews, NC. We will help you understand your current orthodontic insurance coverage and plan for any changes in the future, subject to your need for orthodontic treatment.

Does Dental Insurance Cover Orthodontics?

Most health insurance plans don’t typically include coverage for dental benefits. It is usually provided as a supplemental dental plan that you need to purchase separately. When it comes to orthodontic benefits, you must know what your dental insurance plan offers and what coverage exists for adults and children. 

Generally, orthodontics benefits are provided for children under the age of 18. However, more plans are now providing orthodontic benefits for adults. If you have no adult orthodontic coverage, there are plans to help you afford the treatment you need.

Are Braces and Invisalign Expensive?

Average Cost of Braces

The average investment for braces varies significantly, but is typically between $1,000 to $7,000. There are a lot of factors that will determine the final investment for your orthodontic treatment.  It is best to get a consultation with an orthodontic specialist to determine your treatment needs.  

Average Cost of Invisalign

Unlike most other orthodontic offices, at SP Orthodontics there is no difference in your orthodontic investment based on the type of material you choose, such as Invisalign instead of Metal Braces.  Like braces, the average investment for Invisalign ranges from $1,000 to $7,000, and individuals can get up to $3,000 as coverage from their insurance company. As stated earlier, the prices vary with each patient. Scheduling a Free consultation with one of our doctors is the first step to determine what your treatment investment will be.

How to Use Your Dental Benefits for Orthodontics

Review Current Insurance Plans and Options

Orthodontic benefits are generally a subcategory of dental insurance with a slight difference in how they work. Therefore, the first step is to review your current dental plan for future options and check for age restrictions. At SP Orthodontics, we are happy to take the hassle of dealing with insurance off of your plate. We will verify your insurance coverage for you and file all the necessary paperwork to ensure you receive the maximum benefit from your policy.

Know Your Additional Payment Options

Communicate with your orthodontist to know the insurers they work with and your options for paying the balance. 

In-House Financing at SP Orthodontics

At SP Orthodontics, we work with our patients to straighten their teeth and give them the ideal smile they deserve. We provide in-house financing options for your orthodontic investment, including plans with affordable monthly payments and interest-FREE financing. We try our best to make it easy for you to receive the highest-quality orthodontic care at any point in time. Enhancing your smile and oral health is essential, and we strive to achieve it. Contact us for consultations and questions about your insurance benefits for orthodontics.

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